WebJul 29, 2024 · BoA did manual review and then approved me for $5k CL. Citi auto-denied me, citing too many recent inquiries. This irritates me because Citi pulled the same report that BoA did! My Experian report lists only the BoA hard pull, done on the same day. I called Citi's recon line, US-based, and the reps cite heightened lending risk due to applying ... WebAug 23, 2024 · Equifax should go to Citibank and ask them to present evidence that you authorized the inquiry. If they can't present that evidence, the inquiry should be …
BBY/CBNA: Why Is It on My Credit Report? Credit Karma
WebMar 3, 2024 · Here are five things to know about the Best Buy credit card. 1. There are two basic Best Buy credit cards. You can apply in-store or online for a Best Buy credit card, but the process is a bit ... WebJul 17, 2024 · Citibank NA/THD review: hard inquiry on equifax credit report. My equifax credit report shows a hard inquiry for a personal loan from october 17, 2024. I am … fairway mortgage reno nv
How to Get a Citi Credit Limit Increase: (Soft Pulls
WebJan 10, 2024 · If you didn’t authorize the hard inquiry, you can call the creditor to check on why your credit was run. The creditor’s name should be listed under the hard inquiry section of a credit report. You may have to do some searching online to get their contact information, or you could call the credit bureau to get more detailed information from it. WebNov 30, 2024 · This type of check can appear as a hard inquiry or as a soft inquiry. Hard inquiries: These generally appear on your credit report when you apply for new credit, such as credit cards, store cards, rewards cards, or installment loans. For example, SYWMC/CBNA will show up on your credit report if you actually applied for a card from … WebApr 11, 2024 · The credit card application process breaks down into a few basic steps: 1. Check your credit score. Credit scores calculate the likelihood that you'll pay back loans based on a number that factors in your current debts, your past debts, and payment history for both past and present loans. Different credit cards will have different minimum ... doing taxes